BILTIR non-members $750




Morning Keynote Address: Generations and the Rhythms of History

howeNeil Howe

Neil Howe is President of LifeCourse Associates and the Demography sector head at Hedgeye Risk Management, an independent financial research firm. Howe is a renowned authority on generations and social change in America. An acclaimed bestselling author and speaker, he is the nation’s leading thinker on today’s generations—who they are, what motivates them, and how they will shape America’s future.

A historian, economist, and demographer, Howe is also a recognized authority on global aging, long-term fiscal policy, and migration. He is currently a senior associate at the Center for Strategic and International Studies (CSIS) and the Global Aging Institute, both in Washington D.C. Howe has co-authored numerous studies for CSIS (including the Aging Vulnerability Index and pioneering studies on pension reform in China and South Korea).

Howe has written over a dozen books on generations, demographic change, and fiscal policy, many of them with William Strauss. Howe and Strauss’ first book, Generations (1991), is a history of America told as a sequence of generational biographies. Vice President Al Gore called it “the most stimulating book on American history that I have ever read” and sent a copy to every member of Congress. Newt Gingrich called it “an intellectual tour de force.” Of their book The Fourth Turning (1997), The Boston Globe wrote, “If Howe and Strauss are right, they will take their place among the great American prophets.”

Howe and Strauss originally coined the term “Millennial Generation” in 1991, and wrote the pioneering book on this generation, Millennials Rising (2000). His work has been featured frequently by media outlets including The Washington Post, The New York Times, CNN, and CBS’ 60 Minutes.


Previous works include On Borrowed Time (1989; reissued 2004), a pioneering call for budgetary reform Howe co-authored with Peter G. Peterson, as well as The Graying of the Great Powers (2008) with Richard Jackson.


Howe received his B.A. at U.C. Berkeley and later earned graduate degrees in economics and history from Yale University.



Afternoon Keynote Address: Reaffirming Our Purpose

jordanJoe Jordan

Joe Jordan, inspirational speaker and behavioral finance expert, is the author of the award-winning book Living a Life of Significance. The book has sold over 100,000 copies, is translated in five languages and was featured in Nick Murray’s “The Advisor’s Essential Library.”

Formerly, Joe ran insurance sales at Paine Webber and more recently was a senior vice president at MetLife. He was responsible for retail product development and started their fee-based financial planning program and behavioral finance department.

Joe is also a founder of the Insured Retirement Institute and has been featured on the cover of Life Insurance Selling magazine.

For three consecutive years, he has been honored by Irish America magazine as one of the “Top 50 Irish Americans on Wall Street.”


He was inducted into the Fordham Football Hall of Fame and has played rugby for the New York Athletic Club for 30 years. 


WEDNESDAY, SEPTEMBER 26, 2018, 5:30 pm - 7:30 pm - WELCOME RECEPTION

Hamilton Princess Marina

2018 boatSponsor: Aon Insurance Managers (Bermuda) Ltd.

Join us for a networking reception at the Hamilton Princess Marina. Enjoy the breath-taking views of Hamilton Harbour at sunset accompanied by the soothing sounds of a local steel pan musician. For guests staying at Fairmont Southampton, enjoy the quick boat shuttle service provided to and from the reception.


Boat Shuttle Times:

Fairmont Southampton Hotel

4:45 pm Boat will depart from Waterlot Dock
7:30 pm Boat will return to Waterlot Dock

Please arrive early for departure times as boat will leave on schedule.



Thursday, September 27, 2018


Breakfast & Conference Registration

Sponsors: LOGiQ3 Group




Generations and the Rhythms of History: What’s Ahead for Our Lifestyles, Our Workstyles, and Our Financial Assets

Successive generations don’t think or act the same way at the same age-about politics, consumption, saving, employment, or retirement. There is in fact a long-term rhythm of history, set in motion by generational change, which promises to upend civic life and accelerate history over the next decade. Combined with massive global demographic aging in the 2020s, this rhythm will have a huge impact on financial markets and attitudes toward risk. Neil Howe will take us through the lives of today’s living American generations-Silent, Boomers, Xers, Millennials, and beyond. And he will explain how each is transforming its new phase of life and how investors can best mitigate risk and seize the opportunities presented by the challenges they will all encounter.

Speaker: Neil Howe




Networking Break

Sponsor: EY




Energy Economics

Given the complexity and interconnectedness of today’s global markets, changes in the underlying drivers of an economy, such as interest rates or energy prices, can start a chain reaction with unpredictable outcomes. In this session Gail Tverberg will look at the health of today’s economy by examining the interdependent relationships between the cost of energy, interest rates, and current sovereign debt levels. The session will introduce important fundamental concepts related to the supply, demand, and cost of energy that are essential components to improving economic forecasting.

Speaker: Gail Tverberg





Sponsor: Marsh Management Services (Bermuda) Ltd.




Reaffirming Our Purpose

As baby-boomers enter retirement, the U.S. and many European countries are facing unprecedented economic and social changes. Many of these individuals are grossly unprepared for retirement and face considerable uncertainty around the future levels of government-sponsored retirement programs. In this session Joe Jordan brings a passionate reminder that the life insurance industry is the only industry capable of meeting this challenge with proven solutions. Through the products we offer, retirees can secure their independence, their dignity, and their legacy. This session will highlight the intrinsic value of our industry and rekindle the audience’s commitment and passion for developing innovative product solutions and maintaining the financial strength of our industry.

Speaker: Joe Jordan




Networking Break

Sponsor: EY




Emergence of ILS in the Life Industry

Insurance-Linked Securities (‘ILS’) have long been an integral part of the non-life insurance industry, however more recently ILS has started to make an impact on the life industry. In this session a panel of experts will provide an update of the ILS market and discuss how ILS life funds are deploying capital within the life insurance and reinsurance sector.

Moderator: Anup Seth, Aon

Panel:  Jasdeep Singh, Aon; Luca Tres, Securis ILS Management Ltd.; Casper Young, Legal & General Re.; Marcel Grandi, Credit Suisse ILS




Bermuda Monetary Authority Update

Hear the latest from the BMA on the continuing evolution of the BSCR framework and its ongoing collaboration at the supervisory colleges.

Speakers: Craig Swan, Ricardo Garcia, Gary Thomas, BMA




Networking Reception: The Great Sound Lawn

Join us for a networking reception overlooking Bermuda’s extraordinary Great Sound, with picturesque views stretching to the western end of the Island. The reception will be a great opportunity to meet with your peers and expand your contacts throughout Bermuda’s long-term insurance and reinsurance sector.

Sponsor: Athene Life Re Ltd.



Wi-Fi and AV Sponsor:  PwC





BILTIR non-members $750 



Welcome to 2018 Bermuda International Life and Annuity Conference sponsored by Bermuda International Long Term Insurers and Reinsurers. This is our fifth annual conference that is uniquely focused on the long-term insurance industry in Bermuda. Apart from the many excellent networking opportunities, the event features leading industry experts and stimulating panel discussions. The conference will provide you with insight on the latest trends and issues facing the industry and your company.


Earn up to six hours of actuarial and accounting professional development credit. Enjoy the conference and thank you for joining us.


About Us

Bermuda International Long Term Insurers and Reinsurers (BILTIR) was created to serve as a formal association representing the long-term insurers and reinsurers in Bermuda.


The primary focus of BILTIR is to act as an advocate for Bermuda’s life and annuity industry for public policy that supports the industry marketplace, including regulatory requirements, other Bermuda Monetary Authority or Bermuda government issues, and tax matters with various jurisdictions. BILTIR strives to provide a consistent and coherent voice for concerns of the long-term (re)insurance sector in Bermuda.


The Fairmont Southampton



Guest Rooms Rates $209

Room Reservations


Tel:  866 540 4497

Maps & Directions

101 South Shore Road

Southampton, Bermuda SN02

2018 Conference Sponsors